Journal of M & S

Dear Shirley

We are pleased to append our Marsh Autosecure indicative premium quotation
based on the information you provided for your kind consideration:

Insured : Shirley Lye
Date of Birth : 6 May 1980
Occupation : Web Master
Driving Experience : > 3 years
Claims Experience for the past 3 years : Nil

Regn No. :
Year of Registration : 2005
Make & Model : Kia Picanto 1.1
Engine CC : 1086
NCD : 10%
Sum Insured : Market Value
Parallel Imported : No


MARSH AUTOSECURE - Your Preferred Workshops
Premium : S$900.25 (inclusive of GST)
Excess : S$350.00 (Own Damage)
S$1,350.00 (For drivers below 24 years old and/or
less than
2 years driving experience)


MARSH AUTOSECURE PLUS - Insurer's Authorised Workshops
Premium : S$810.23 (inclusive of GST)
Exces : S$350.00 (Own Damage - Waived up to S$1,000/-)
S$1,350.00 (For drivers below 24 years old and/or
less than 2 years
driving experience - Waived up to S$1,000.00)

Remarks : AutoSecure Plus cover requires all accident-related
repairs to be
done at Royal & Sun Alliance's authorised
workshops. If your
vehicle is under WARRANTY provided by the
Authorised Dealers,
this option is not in your favour as this may void
your Warranty.

AutoSecure Extensions : - Personal Accident to Insured -
S$100,000
- Personal Accident to Authorised Driver -
S$50,000
- Personal Accident to Passenger - S$25,000
- Damage &/or Theft of car
radio/cassette/compact disc player up to S$2,500
without loss of NCD nor application of excess
- Loss of Personal Effects in locked vehicle -
S$1,000
- Medical Expenses - S$5,000
- Breakage of Glass in Windscreen or Windows -
Unlimited & Unlimited replacement

AutoSecure Plus : All of the AutoSecure extension plus
Extensions Loss of Use of S$50.00 per day up to a maximum of 3
days


We are pleased to advise the following covers can be purchased separately
with an additional
premium under the motor insurance:
Sunroof Cover
You can also extend to cover the Sunroof separately with an additional
premium if your
vehicle has sunroof. Your policy does cover sunroof as part of the vehicle
and in the
event, claims arising out of the sunroof, no claim bonus will be affected.
By way
of this additional cover NCB will not be affected for sunroof claims.
Please contact
us for the quotation if you would like to extend your policy to cover
sunroof.

Loss of Use Cover
You can purchase the one of the following loss of use benefit cover at S$50
per day for
alternative transportation when you vehicle is laid up for repair after
traffic accident:
1) S$50 for 3 days' Loss of Use
2) S$88 for 7 days' Loss of Use

Buy-Down Excess Cover
For every S$250 excess reduction, the premium is S$50. At all time,
Insured needs to
maintain a miniumum excess of S$250 on policy.

Attached herewith the proposal form. To bind cover, kindly complete and
fax to us
together with a copy of the vehicle registration card.

We trust the above quotation is favourable and look forward to your
instruction to
bind cover. In view of the new premium warranty framework, we require your
payment before cover.

Above is subject to :-
(a) R&SA Marsh AutoSecure policy/clause wordings, terms and conditions
(b) Contracts (Rights of Third Parties) Act 2001 Endorsement
(c) Terrorism & E-risks exclusions
(d) Asbestos Exclusion

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Took up this one :-
MARSH AUTOSECURE - Your Preferred Workshops
Premium : S$900.25 (inclusive of GST)
Excess : S$350.00 (Own Damage)
S$1,350.00 (For drivers below 24 years old and/or
less than
2 years driving experience)


Paid $900 bucks hehe